Direct Car Warranty Logo
You may notice things look a little different. That’s because Direct Car Warranty is now Sura.
Find out more

Protect your car and save with specialist GAP Insurance

  • Specialists in vehicle protection since 2009
  • 30 day money back guarantee
  • 5-star rated by our customers
FCA Regulated Authorised & regulated by the FCA.

Get a quote in seconds

Financed vehicle? Don’t include interest.

Approachable insurance you can rely on.

Find out more
Simple, straightforward cover

We keep things clear and easy to understand, so you know exactly what you’re getting. No jargon, no unnecessary complexity, just cover that does what it’s meant to.

Built around real needs

Our products are designed to reflect how people actually buy and use their vehicles. Flexible options help you choose the level of protection that suits your situation.

Support when it matters

From your first quote through to a claim, we’re here to make things simple. Our UK-based team provides clear guidance at every stage.

Trusted by thousands of drivers

Customers across the UK rely on us for reliable protection and straightforward service. Our ratings reflect a consistent focus on doing things properly.

Gap Insurance
Tyre Insurance
Alloy Insurance
Scratch & Dent

Gap Insurance

Protect yourself from financial shortfalls. Gap Insurance covers the difference between your insurer’s payout and what you paid or still owe if your vehicle is written off or stolen.
Helps settle outstanding finance balances
Protection against vehicle depreciation
Policies from 2 - 4 years
Covers insurance excess up to £1,000
Get a Quote Learn More

Tyre Insurance

Helps cover the cost of repairing or replacing tyres damaged accidentally or maliciously, with puncture repair and recovery included.
Covers accidental and malicious tyre damage
Includes puncture repair where possible
Contribution towards tyre replacement
Emergency recovery contribution
Get a Quote Learn More

Alloy Insurance

Helps pay for alloy wheel repairs after accidental or malicious damage, or contributes towards a replacement where needed.
Covers accidental and malicious damage
Remote repair network comes to you
Contribution towards replacement alloys
Helps maintain the appearance and value
Get a Quote Learn More

Scratch & Dent

Helps cover the cost of smart repairs for minor cosmetic damage to your vehicle’s exterior, interior and alloy wheels.
Covers minor scratches, dents and scuffs
Remote repair network comes to you
Includes interior trim and exterior cosmetic damage
Includes alloy wheel repair
Get a Quote Learn More

GAP insurance made simple.

Did you know that if your car is written off, the amount your car insurer pays out (the ‘settlement figure’) usually reflects its value at the time, not the amount you paid or still owe.

Thanks to depreciation (where your car loses value over time), that difference could be thousands of pounds, leaving you out of pocket, especially if you’re paying off finance or replacing your car.

Interested in joining thousands of happy drivers and protecting yourself with simple, straightforward GAP Insurance? Call us or get a quote online today.

gap insurance home page row image
about

Why choose Sura?

Sura is part of a group that has been providing motor protection products, including Gap Insurance, since 2009. Built on that experience, we focus on offering straightforward cover designed to protect you from unexpected financial loss.

  • Clear and simple approach
    We believe insurance should be easy to understand and straightforward to buy. Our products are designed without unnecessary complexity, so you can make informed decisions with confidence.
  • Support at every stage
    From pre-sale questions through to making a claim, our UK-based team is here to help. Clear guidance and consistent support, whenever you need it.
  • Trusted by thousands of drivers
    With thousands of 5-star reviews, customers across the UK rely on us for reliable cover and a service that puts them first.

Additional cover for your peace of mind.

Most journeys are smooth, but life happens—curbed alloys, a scuff in fresh paint, or a set of keys that’s gone walkabout.

As well as GAP Insurance cover, we offer further protection that fits real life. Scratch and Dent cover to tidy up those little marks, Tyre and Alloy Wheel Insurance for scuffs and scrapes, and Breakdown Cover when you need a hand at the roadside.

Simple, reliable peace of mind so you can drive with confidence.

about