Alloy Wheel Insurance

About Our Lease & Contract Hire (PCH) Gap Insurance

• Pays Lease and Settlement Charges
• Covers Contract Hire and Leases
• Cover from 2 to 4 years
• 30 Day Money Back Guarantee
• Covers All Factory Fitted Options
• Unlimited Claim Limit on vehicles up to £50k
• Covers Insurance Excess Up To £500
• Covers named drivers on your insurance policy

Why consider Lease & Contract Hire Gap Insurance?

Even brand new cars can lose value quickly. It’s common for a vehicle to drop significantly in value during the first year, and this can continue over the length of a lease.

If your car is written off due to an accident, theft or fire, your motor insurer will usually pay what the car is worth at the time. This amount could be lower than what’s left on your lease agreement, meaning you may need to cover the difference yourself.

With write-offs happening regularly across the UK, many drivers choose to put cover in place to help protect against this kind of shortfall.

Sura Lease & Contract Hire Gap Insurance is designed to help bridge that gap. If your vehicle is declared a total loss, the policy can pay the difference between your insurer’s settlement and the remaining lease balance.

Why choose Sura?

We aim to keep things simple, clear and customer-focused. Here are a few reasons drivers choose Sura:

• Specialist knowledge
  Our team understands car finance and Gap Insurance, and we’re here to make things easy to understand.
  
  
• Regulated and trusted
  We are authorised and regulated by the Financial Conduct Authority and operate to high standards.
  
  
• Straightforward approach
  We focus on helping you understand your options, so you can decide what works best for you.
  
  
• Flexible cover options
  We offer a range of options so you can choose a level of cover that suits your needs.
  
  
• Customer-first service
  Providing a smooth, supportive experience is important to us, from quote through to claim.

Frequently Asked Questions